Cheapest USDT to BTC Bridge
Garden is the cheapest & fastest way to swap USDT for BTC trustlessly in 2025. Compare fees against Chainflip, NEAR Intents, Symbiosis, and Relay.
TL;DR: Garden is the cheapest way to swap USDT for BTC trustlessly in just 30 seconds. Compare fees against Chainflip, NEAR Intents, Symbiosis, and Relay.
Looking to convert USDT on Ethereum to native Bitcoin without paying excessive fees or waiting long hours? You're not alone. As stablecoin-to-Bitcoin conversions have become more common, the fees charged by different bridges have diverged dramatically. Some bridges eat 1-2% in fees alone, before you even factor in slippage and network costs.
Garden delivers the opposite experience: low cost USDT to BTC conversions with transparent pricing and settlement in seconds, not hours.
Let's compare.
USDT to BTC Bridge Fee Comparison
Here's how Garden stacks up against the major alternatives for converting $10,000 USDT on Ethereum to native BTC:
Fees are estimates based on the quotes on these platforms. Actual fees may vary based on network congestion and swap size. Comparison numbers are as on November 13th, 2025.
On this $10,000 swap, Garden saves you $15-20 in fees and settles 2-40x faster than competitors.
How to Bridge USDT to BTC
Step 1: Connect Wallet
Head to app.garden.finance and connect your EVM wallet (MetaMask, OKX Wallet, Coinbase Wallet, Phantom, or any EVM-compatible wallet) holding USDT on Ethereum.
Step 2: Select Assets
Send: USDT on Ethereum chain
Receive: BTC on Bitcoin chain
Amount: Enter how much USDT you want to convert
Step 3: Enter Bitcoin Address
Enter the Bitcoin address where you want to receive your BTC. (You can skip this step if you connect your BTC wallet to the app)
Step 4: Approve and Swap
Hit "Swap" to execute. Your USDT is locked into an HTLC on Ethereum while a solver locks the corresponding BTC on Bitcoin.
Your BTC arrives in your Bitcoin wallet automatically within 30 seconds. You can monitor your swap in real-time using Garden Explorer. The entire process is non-custodial; Garden never holds your assets.
Frequently Asked Questions
What's the difference between native BTC and wrapped BTC?
Native BTC lives on the Bitcoin blockchain. You receive actual Bitcoin secured by the Bitcoin network's proof-of-work.
Wrapped BTC (wBTC, cbBTC, LBTC) are tokens issued on Ethereum or other EVM chains that represent Bitcoin held in custody. For example, wBTC holders trust BitGo as issuer and custodian to secure the underlying Bitcoin. If there's a security incident, wrapped BTC holders face counterparty risk.
What happens if my transaction fails?
Garden's HTLC design makes failures extremely rare. If your transaction fails, you will receive a refund within 1.5 hours.
Can I bridge stablecoins other than USDT?
Yes. Garden supports USDC with identical speed and atomic swap guarantees. Fees are consistent across all stablecoin routes.
How Does Garden Work
Garden utilizes Hash Time-Locked Contracts (HTLCs) and an intent-based solver network to facilitate atomic cross-chain swaps. Here's what makes it different:
No Wrapping Risk: You receive native BTC directly on Bitcoin without derivatives or wrapped tokens. This eliminates counterparty risk and custody fees associated with wrapped token issuers.
Trustless & Secure: Either both sides of the swap complete, or your USDT is refunded to your EVM wallet. There's no middle ground; transactions are atomic, meaning they either succeed fully or revert entirely.
Optimal Routing: Garden's solver network fills your swap request at the best execution path across liquidity sources. Solvers compete to give you the best BTC rate, which drives prices down and passes savings to you.
The mechanics are simple: your USDT is locked in an HTLC on Ethereum while a Market Maker/solver simultaneously locks BTC in a corresponding HTLC on Bitcoin. Once both are locked, you reveal a cryptographic secret that releases your BTC instantly. The Market Maker receives your USDT on Ethereum. Settlement is atomic and non-custodial.
